O Body + Wellness

Flexible Financing

Invest in yourself, on your terms.

Seven financing partners. Options for every budget and credit profile.

Payment Estimator

Treatment cost

$
$100$10,000

$375

/payment

Pay in 4

Bi-weekly · 0% APR

$250

/mo

6 Months

0% promotional APR

$125

/mo

12 Months

0% promotional APR

$83

/mo

18 Months

0% promotional APR

$63

/mo

24 Months

0% promotional APR

Estimates only. Actual rates and approval depend on your credit profile. 0% APR is promotional and subject to each partner's terms.

Apply Directly

Healthcare financing partners

Apply with these partners before or after your visit. Your approval travels with you.

CareCredit

Healthcare Credit Card

A dedicated healthcare credit card accepted at over 260,000 providers nationwide. Apply once and use it for any treatment at any CareCredit provider.

  • 0% promotional APR for 6, 12, 18, or 24 months
  • Standard APR applies if balance not paid in full by end of promotional period
  • Apply online using our practice link
Apply now →
Cherry

Healthcare Financing

A healthcare-specific financing platform built for medical spas and aesthetic practices. Instant approval decisions with no hard credit pull to check eligibility.

  • 0% APR options on short-term plans
  • 3 to 24 month payment plans
  • High approval rate — apply using our practice link
Apply now →
PatientFi

Patient Financing

Long-term patient financing designed specifically for medical and aesthetic care. Extended plans give you the most flexibility if you need more time.

  • 6 to 60 month plans
  • Transparent fixed APR
  • Apply directly through O Body + Wellness
Apply now →

At Your Appointment

Buy now, pay later

Available at your appointment. We send a secure payment link at the time of service — choose your preferred option and complete payment in minutes. No prior application needed.

Affirm

Available at your appointment

Split your payment into bi-weekly or monthly installments. We send a payment link at the time of your appointment — choose Affirm and complete checkout in minutes.

  • Pay in 4 bi-weekly installments at 0% APR
  • Monthly plans from 3 to 24 months
  • No prior application needed
Afterpay

Available at your appointment

Split your total into four equal payments, charged every two weeks. No interest and no fees when paid on time.

  • 4 payments over 6 weeks
  • 0% interest when paid on schedule
  • No prior application needed
Klarna

Available at your appointment

Pay in 4 bi-weekly installments or choose a longer monthly plan. Klarna gives you the flexibility to pick the structure that works for you.

  • Pay in 4 at 0% APR
  • Monthly financing up to 36 months
  • No prior application needed
Sunbit

Available at your appointment

One of the highest approval rates in the industry. If other financing has not worked for you, Sunbit is worth trying — most applicants are approved in seconds.

  • Plans from 3 to 72 months
  • Approval rate exceeds 85%
  • No prior application needed

Questions

Not sure which option fits?

Our team is happy to walk you through your options before your first visit. Financing conversations are private and never rushed.